Workers’ compensation is a vital system that protects employees who suffer injuries or illnesses in the workplace. When it comes to resolving workers’ comp claims, various types of settlements may be reached depending on the circumstances of the case. In this comprehensive guide by Utah Injury Law, we will explore the different types of workers’ comp settlements available to injured workers in Utah.

1. Lump-Sum Settlements:

A lump-sum settlement, as the name suggests, involves a one-time payment to the injured worker to resolve their workers’ comp claim. In Utah, this type of settlement is the most common. When the injured worker has reached maximum medical improvement (MMI), which means their condition has stabilized, and further medical treatment is unlikely to lead to significant improvement, a lump-sum settlement is reached. Utah Injury Law specializes in negotiating favorable lump-sum settlements that provide injured workers with a fair and just compensation package.

2. Structured Settlements:

Structured settlements are an alternative to lump-sum settlements. With a structured settlement, the injured worker receives a series of periodic payments over an agreed-upon period. This type of settlement is often used when the worker requires ongoing medical treatment or long-term care. Utah Injury Law can help injured workers negotiate structured settlements. The settlement can meet their current and future needs, ensuring financial security for years to come.

3. Stipulated Agreements:

A stipulated agreement is a settlement reached between the injured worker and the workers’ compensation insurance carrier. It outlines the terms of the settlement, including the benefits to be provided and any future medical treatment that may be necessary. Once approved by the Utah Labor Commission, the stipulated agreement becomes legally binding. Utah Injury Law can guide injured workers through the negotiation process, ensuring that their rights are protected and that they receive fair compensation.

4. Commutation Settlements:

Commutation settlements involve exchanging future benefits for a lump-sum payment. In some cases, injured workers may prefer to receive a lump sum immediately instead of waiting for periodic payments. Utah Injury Law can assist workers in assessing the potential advantages and disadvantages of a commutation settlement, providing expert guidance to help them make informed decisions.

5. Disputed Claims Settlements:

In certain situations, workers’ comp claims may be disputed by the insurance carrier or employer. To resolve these disputes, injured workers may opt for a disputed claims settlement. This type of settlement typically involves negotiation and mediation to reach a mutually agreeable resolution. Utah Injury Law has extensive experience in handling disputed claims and can provide effective representation to injured workers, striving to secure the best possible outcome.


Navigating the workers’ compensation system can be complex, especially when it comes to reaching a settlement. Utah Injury Law is dedicated to helping injured workers in Utah understand their rights and options when pursuing a workers’ comp claim. Whether it’s a lump-sum settlement, structured settlement, stipulated agreement, commutation settlement, or disputed claims settlement, Utah Injury Law is well-versed in the intricacies of workers’ compensation law. We provide the necessary guidance and representation to ensure fair and just outcomes for injured workers.

If you find yourself in a workers’ comp claim situation, seek legal advice from a qualified attorney specializing in workers comp claims. They can navigate the complexities of the legal system, protecting your rights and advocating on

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